Quick Jump: Standard Sports and Activities | Winter Sports | Hazardous Sports & Activities

VoyagerProtect Business Travel Insurance is designed to meet the needs of modern businesses, offering cover for their employees on both a business and leisure basis. Our policies can provide cover for a range of sports and activities as standard as well as offering cover for more hazardous activities and winter sports.

What’s Included as Standard?

Included in our policies is cover for over 100 sports and activities as standard, meaning all insured persons can benefit from peace of mind whilst enjoying their trip.

Cover for these activities is on an amateur or non-professional basis and will provide protection against expenses your clients incur as a result of an accident or injury. However, when participating in these sports or activities your clients must do so in accordance with any local laws and regulations, and they must ensure that any recommended safety equipment is used/worn.

Also, please note that any activity marked with an asterisk (*) is excluded from Personal Liability cover.

So, what sports and activities are covered with VoyagerProtect? Below we have listed every sport and activity that is covered on our VoyagerProtect policies:

 

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | V | W | Y | Z

 

A

Abseiling

Aerobics

Angling

Assault course

Athletics

B

Badminton

Ballooning (Organised Excursion)

Banana Boating

Baseball (Excluding Competitions)

Basketball

Beach Games

Biathlon

Black Water Rafting (up to grade 3 only)

Bird Watching

Boating (any craft less than 10m long, inside 12 mile limit)*

Boating (any craft less than 10 metres long, inside 12 mile limit)

Boardsailing

Boccer

Boogie Boarding

Bowls

Bowling

Bungee Jumping (maximum 2 jumps in per Insured Journey)

C

CamelRiding

Canoeing (grades 1-3)

Clay Pigeon Shooting*

Climbing (indoor only)

Cricket

Croquet

Curling

Cycling (recreational, not BMX, competition or stunting)

D

Dance

Deep Sea Fishing (recreational inside 12 mile limit)

Dinghy Sailing (inside 12 mile limit)

Diving (recreational not involving the use of artificial breathing apparatus)

Dog Sledging

Dry Slope Skiing

E

Elephant Trekking

F

Fell Running

Fell Walking

Fencing

Fishing (angling)

Flying (in light aircraft as a passenger, not piloting)

European Football/Soccer (excluding competitions)

Frisbee

G

Gliding (as a passenger, not piloting)

Go Karting below 250cc*

Golf

Gymnastics

H

Handball

Hiking/walking below 6000m

High Diving (Platform only)

Hill Walking

Hockey (field only)

Horse Riding (casual NOT competitions, racing, jumping & hunting)

Hot Air Ballooning (as a passenger only)

Hovercraft*

I

Ice Skating (on rink, recreational only)

Indoor Climbing (on climbing wall only)

J

Jet Boating*

Jet Skiing*

K

Karting*

Kayaking (grades 1-3 rivers/sea)

Kite Buggying (Single Seat)

Kite Flying (traction)

Kite Surfing* (over water)

L

Lacrosse

M

Marathon Running/ Triathlon

Martial Arts Training (no contact)

Motorcycling** up to 125cc (where claims and conviction free for previous 3 years and where wearing a helmet, on road, provided the Insured Person holds an appropriate full license)

Motorcycling as a pillion passenger** (on road, provided the driver holds an appropriate full licence and the Insured Person is wearing a helmet)

Mountain Biking (not off-road, competition or downhill)

N

Netball

O

Orienteering

Overland Expedition

P

Paintballing*

Parascending (towed by boat over water)

Pistol Shooting

Pony Trekking

Q

Quad Biking

R

Racquet Ball

Rafting (grades 1-3)

Rambling

Rifle Range Shooting

River Boarding

Roller Blading

Roller Skating (including blading)

Rounders

Rowing*

Running (non competitive)

S

Safari (organised trips only)

Sail boarding (inside 12 mile limit)

Sailing Yachts (longer than 10 metres, within 60 miles of a safe haven)

Scuba diving (maximum depth 15m)

Scrambling

Skateboarding (recreational)

Sea Canoeing (inside 12 mile limit)

Segway Riding (organised tours only)

Shooting (not hunting or Big Game)

Sleigh Riding (pulled by reindeer, horses or dogs)

Snooker

Snorkelling

Softball

Squash

Surfing

Swimming

Swimming with Dolphins

T

Table Tennis

Tai Chi (non contact)

Ten Pin Bowling

Tennis

Trampolining (recreational)

Trekking (not requiring the use of ropes, guides or supplementary oxygen or under 6000 metres)

Triathlon

Tug of War

V

Volleyball

W

Wake Boarding

Water Polo

Water Skiing (not jumping)

Water Tubing

Weight Lifting

Whale Watching

White Water Canoeing/Rafting (up to grade 3 rivers only)

Windsurfing (inside 12 mile limit)

Y

Yachting (within Territorial waters)

Yachting (longer than 10 metres, within 60 miles of a safe haven)

Z

Zip Wiring/Climbing

Zorbing

 

**No cover is provided under Personal Accident in respect of Motorcycling either as a rider or passenger.

Can VoyagerProtect Cover Winter Sports?

Yes, VoyagerProtect policies can include cover for Winter Sports through our policy add on. By adding Section C. Winter Sports Activities to a policy, all insureds will have cover for a maximum of 21 days cover to enjoy skiing, snowboarding, or more niche winter activities.

Cover is there to protect those taking part in these activities as well as covering their ski equipment & hire, ski pack (such as ski passes), and piste closure.

Below is the list of winter sports & activities covered by VoyagerProtect:

B-C | G-I | K-M | S-T 

B - C

Big Foot Skiing

Cat/Heli-Skiing/Boarding

Curling

G - I

Glacier Crossing/Hiking

Ice Skating (other than on an indoor rink)

K - M

Kite Skiing

Mono Skiing

S - T

Skiing (including off piste with a guide)

Ski Bobbing

Skiing Cross Country

Snow Blading (on piste only)

Snowboarding (including off piste with a guide)

Snow Kiting

Snow Mobiles/Skidoos

Snow Shoeing

Tobogganing.

What Hazardous Sports & Activities Can You Provide Cover For?

In addition to our standard sports and activities cover, there is the ability to add cover for more hazardous pursuits.

There are some special conditions and exclusions that apply to this cover such as:

• No cover will be provided under Section A Personal Accident
• No cover will be provided under Section B12 Personal Liability
• The policy Excess under Medical and Emergency Travel Expenses will increase to £250 per insured person per claim
• Any involvement in these sports and/or activities is subject to the insured person's compliance with local laws and regulations and the use of recommended safety equipment (such as helmet, harness, knee and/or elbow pads).

Cover can still only be provided on an amateur basis so insured persons won’t have cover if they are competing professionally, however, below are the activities covered by Section E. Hazardous Activities & Sports:

B | C | D-G | H-K | M-O | P | R | S-W

B

Bamboo Boat Rafting

Black Water Rafting

Bouldering

Bungee Jumping (more than 2 jumps per Insured Journey)

C

Canoeing (grades 4 and over)

Canyoning

Cave Tubing

Caving

Cycle Touring & Event Training

D - G

Dog Sleighing

European Football/Soccer (amateur competition/tour)

Gliding

H - K

Hang Gliding

Horse Trekking

Ice Climbing

Jet Boating/Shotover Jet

Kayaking (grades 4 and over)

M - O

Micro Lighting

Mountaineering (with ropes)

Off-Road Mountain Biking

P

Potholing/Caving (as part of a group)

Parachuting

Paragliding

Parapenting

Parasailing (behind a boat)

Parapenting (behind a motorised vehicle)

Polo

R

Rafting (grades 4 and over)

River Kayaking

Rock Climbing (with ropes)

S - W

Scuba diving (maximum depth 30m)

Sea Kayaking

Shark Cage Diving

Skateboarding (demonstration or competitive)

Skydiving

Show-jumping

Spelunking

White Water Rafting (grade 4-5)

 

If you have any questions regarding our sports and activities cover or would like to get a VoyagerProtect quote, then get in contact with us on +44 (0)1483 562 662 or commercial@voyagerins.com.